Save All The Moneys!

Updated: Dec 18, 2019

Four Ways To Get Your Grocery Budget In Check

One thing I always struggle with when it comes to food (and money) is keeping my grocery budget in check. I head to the grocery store and once I see everything, my mind runs wild with all of the possibilities and I leave spending way more than I initially wanted to.


In fact, I think that if I let myself go, I could probably spend every dime I have on food and I would not be upset about it one bit . . . until I didn’t have a place to live, that is.

Being conscious about a #budget when it comes to food and groceries is very hard, but if I can do it, so can you! I’ve learned a few tips over the years and I wanted to pass them on to all of my #foodie friends. If you struggle with keeping your #grocery budget in check, keep reading on!

  1. Find Recipes: One thing I've found to be very beneficial is finding recipes and sticking to buying the ingredients for them. The great thing about finding recipes is that a lot of the time, you can find ones that are specifically made for people who are trying to cut down on their grocery spending. Another great perk is finding recipes that can cut down on not only your grocery bill, but your waistline, as well. It is much easier to eat clean and healthy + save money when you are sticking to recipes that you plan out for the whole week. Things such as overnight oats (or even normal oats), casserole bakes, veggie-centric dishes, and recipes that will make leftovers are great ways to save money and eat well at the same time.

  2. Stick To Your List: Once you have your grocery list put together using the recipes you found online, or in a cookbook, make your grocery list and stick to it once you get in the store! I know how hard this can be with all of the goodies like Oreos, bad-for-you cereal options, Jeni’s ice cream (yes they sell it in stores now!), and more, but if you want something that is not on the list, try your best to skip the aisle altogether so that you will not be tempted. Of course, there are definitely times when something will be added to your cart that is not on the list and in some situations, that's okay. For example, if you are creating a dish and forgot to write an ingredient item down, or if you ran out of a condiment and forgot about it until you saw it in the store, that's okay, but try your very best to cut back on the amount of items you are adding in that are not on your list.

  3. Shop On An App: Apps such as Prime Now and Instacart have changed the grocery game in a great way! With Prime Now, delivery is already included, so you just pay for a tip. With Instacart, there is an option to have delivery included when you pay for their annual “membership,” but you still have to tip. While you are paying a bit extra for those things, you have the ability to save money if you are one of those people that just can't stick to a list in-stores. I have found it is easier to save because 1) out of sight, out of mind and 2) you see how much your bill is going to be before clicking purchase. This makes it easier to be more conscious about what you are buying and how much you are spending, which can definitely mean more savings in the end, even with the added fees.

  4. Find Simple Ways to Increase Your Budget: If you have found that your grocery budget just is not realistic at all, then maybe you need to find simple ways to increase that budget. Maybe try cutting back on your weekly Starbucks runs, or home (or clothes) shopping trips. Or, maybe your high-interest credit card debt is getting in the way of your grocery budget because you are spending so much on payment each month. If that is the case, find a solution so that you can worry a bit less when it comes to feeding yourself and your family. Places such as Chapes-JPL are there to help when it comes to putting more cash in your wallet. For over 40 years, Chapes-JPL has been buying gold, watches, jewelry, and diamonds, and they also offer collateral loans on all of that too. Plus, they offer speciality loans such as car loans, valuable handbag loans, and more. Established in 1980 as an alternative to banks and traditional pawnbrokers, Chapes-JPL operates out of a private business office, which is located directly off of Lenox Road in Buckhead. If you are dealing with high-interest debt or if you just need some quick cash, call Chapes-JPL and discover how simple, safe, and cost effective your borrowing experience can be.

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